Our company is composed of seasoned professionals, former bank executives and personnel, who truly understand and are fully aware of the operational needs of Banks and Financial Institutions by heart. We aim for a better partnership and are committed to provide unparalleled service excellence. We are driven by our passion, expertise and commitment, and working with integrity, and understanding for our business partners. We envision to provide quick cost effective solutions, excellent customer care, and highly competitive and fair rates.


To be the epitome of service excellence and the preferred choice in Cash Solutions.


Build strategies that will comfortably secure partnerships, create best solutions and practices that would enable growth and understanding of the needs of our partners to inspire quality, integrity and service excellence.


Strong client partnership is an integral component of a successful business. We value our clients and their needs. It is what motivates us to thrive, be focused and persevere to meet common goals. That is why we treat our clients as Business Partners.

“Make sure you do not lose the customers you have spent so much energy to acquire.”


Our affiliate, CTK, Inc., has been a noteworthy leader in the armored car leasing industry for over 20 years. Our Shareholder expertise across different industry contributes to the overall value of our services. As a result of their exemplary management skills, all their business like CTK Inc. has become the choice of most clients, customers, banks and financial institutions in the country. Our Management Team is composed of seasoned professionals, former bank executives and personnel, who truly understand and are fully aware of the operational needs of Banks and Financial Institutions by heart.


Napoleon S. Cruz Jr.
Chief Executive Officer

Chief Executive Officer Napoleon S. Cruz, Jr is considered an accomplished Cash Operations expert within the Banking industry, possessing comprehensive knowledge in Operations and Resource Management, Core Cash Operations, Forecasting, ATM Services, and Business Process Improvement. Highly established within his field, he has over 20 years of service excellence and operational efficiencies within the financial sector, serving as Head of Cash Operations, Clearing, and ATM Services of various banks throughout his tenure within the industry.

Col. Jojo Reyes
Security and Defense Consultant

Security and Defense Consultant Col. Jojo Reyes (PMA '81, Ret.) specializes in planning, organizing, and developing security operations within the field of intelligence. He has over 40 years of experience in both the public and the private sectors, law enforcement and military, and the academe. Serving in the Philippines' Armed Forces, the colonel's tasks revolved around solving high-profile KFR cases, bank robberies, drug trafficking, and counterinsurgency operations. These feats garnered him two individual Presidential Commendations and one Vice-Presidential Commendation. While only one materialized, he earned two recommendations for meritorious promotion to the next higher rank. As a consultant, he provides security and crisis management recommendations by developing and integrating policies to synchronize and assimilate systems operations. Aside from this, he also conducts inter-agency coordination with different law enforcement agencies, the government's prosecution service, liaise with congress on matters affecting national security concerns. Furthermore, he seeks clarifications and harmonization of policies, rules, and government departments' regulations bureaus regulatory powers over the private sector's business interests.

Mike Huang
Network and Security Architect Consultant

Network and Security Architect Consultant Mike Huang possesses expert-level skills within his field of specialization, immersing himself in the low latency financial sector over the last 15 years. He is a practical information technology professional skilled in Network Design and implementation life cycle, Data Center Infrastructure operation, Cisco SAFE security model, Disaster preparedness and recovery, and various other Network applications and security products from vendors such as Cisco, F5, Palo Altos, Arista, Checkpoint, and Fortinet. Aside from this, he is also familiar with cloud security related to Amazon and Microsoft vendors. Amongst his skills and achievements were integrating and optimizing business requirements and constraints into measurable deliverables. His expertise has promoted a start-up company he served to become FX ECN (Electronic Community Network) #2 rank, IPO, and traded on NYSE (New York Stock Exchange). Mike continues to grow and serve the business group to this day after its acquisition by Thomson Reuters/Refinitiv Financial Solutions - the global financial market data and infrastructure provider.

Andrew Ko

Andrew Ko (MS, CEH, CISSP), is a cybersecurity expert with 15 years of experience in manufacturing, pharmaceutical and financial security industries. He specializes in financial data security and data integrity of enterprise systems. Andrew provided his expertise to several Fortune Global 500 companies, ensuring the reliability of their corporate data during ISO, FDA (USA) and SEC (USA) audits. He holds a Computer Science degree from New York University, a Masters degree in Information Assurance from Iowa State University, and is currently pursuing advanced degree as a postgraduate researcher in the field financial and enterprise data security at the University of York (UK) and University of Reading (UK).

We want to hear more from you.
Contact us